Why would you deposit or save your money in an institution that isn't legally obligated to give it back to you? Understanding the difference and why it is so important to protect wealth in a precious metals account.
If your money is in the bank, you are an unsecured lender to an occasionally insolvent institution. Move your savings out of the bank and into a fully insured, instantly liquid bullion account ASAP. Canada Deposit Insurance Corporation (CDIC) Protecting Your Deposits What is the CDIC? Canadian deposit-issuing subsidiaries are proud members of the Canada Deposit Insurance Corporation (CDIC). CDIC is a federal crown corporation – a part of the government of Canada – created by Parliament in 1967 to protect money on deposit in the event a member institution becomes insolvent. CDIC protects eligible deposits to a maximum of $100,000 per depositor and per insured category. Coverage is free and automatic; customers do not have to apply for it. If a member institution failed, CDIC would reimburse insured deposits (including interest) up to $100,000 per insured category. To be eligible for deposit insurance, a deposit must be:
As of April 2020, CDIC's members reported total deposits of $4.6 trillion, of which $3.8 trillion is held in Canada with the rest held in foreign subsidiaries owned by our member institutions. Currently, $968 Bn in deposits are covered by CDIC. Reference - https://www.cdic.ca/wp-content/uploads/cdic-2021-annual-report.pdf IGV Bullion Account via Precious Metals International Why own Precious Metals? Throughout history, physical precious metals have been characterized by their ability to save and preserve value. The purchasing power of a physical precious metal product has not only been maintained but has increased over time. Many respected analysts and legislators like Jim Rickards and Ron Paul estimate that the value of these products could multiply in the coming years, which could generate wealth in a secure and efficient manner. Today, one of the best ways to preserve capital and secure a more stable financial future, despite the global economic environment, is diversification in physical precious metals. IGV Bullion Accounts via PMI (Custodian) Bullion accounts provide physical bullion for immediate delivery to your home or vault.
Who is PMI? As a bullion dealer, I have almost 2 decades of experience working directly with Precious Metals International, Ltd. (PMI) is a leading wholesale provider of physical precious metals bullion products including gold, silver, platinum and palladium. All products are of Hallmark refineries and exchange approved to trade in all worldwide markets. PMI only offers physical bullion and does not deal in futures, options, securities or derivatives. Most jurisdictions do not require special licensing to trade physical bullion. When it comes to market access, liquidity and pricing, PMI is arguably at the top. How We Work All products purchased through PMI are physical and ready for immediate delivery to the client’s appointed destination, whether it is his or her residence or a personal safety deposit box. PMI retains storage contracts with the world's most respected valuables assurance companies such as Brinks, IDS, The Perth Mint, Strategic Wealth Preservation, Loomis, Malca-Amit among others, thereby giving the client the ability and option to store and maintain their product in alternate locations. The product is always available for sale or for access to a line of credit using the product as collateral. To open a bullion account visit our landing page and click "open account" and follow the steps. If you need assistance please contact us at toll free @ 833 221 4555 or complete a contact us form for more information. Rob McInerney International Gold Vault Ltd.
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As we all experience the painful rise of inflation across all goods and services, we must all recognize that only governments benefit. The gradual degradation of currency was slow and went on relatively unnoticed in the past. Now, it seems to be on everyone's mind and news channels worldwide. It is essential to have a clear understanding of who controls our currency's value, what they have done to cause the rise, and how they can fix it. Over the past two decades, low-interest rates and the ability to borrow multiples more than we should have led to Canada's out-of-control housing bubble and, most noticeably, a spike in inflation. So, how does that equate to inflation being stealth taxation? As the value of our dollar declines due to prolonged periods of low-interest rates, the cost of goods and services rise along with the number of dollars we pay for PST & GST. We spend more and earn the same. Inflation increases in an environment of interest rates; low rates trigger a flood in the market of dollars as individuals, institutions and governments. Central banks create money and inject it into the system, expanding the money supply and eroding the value of each dollar it prints. The opposite happens when interest rates rise; fewer dollars created means the money supply shrinks, resulting in fewer dollars needed to pay for goods and services. This summary is a simplified version of how sound monetary policy works to keep rising asset prices and inflation in check. The most important thing you can do to counter the erosion of our purchasing power is to add gold and silver to our portfolio. Without diving too deeply into why gold and silver perform their wealth preservation/creation role, think of it like this. Physical gold and silver do not carry counterparty risk, they are liquid on all markets, and their value comes from supply and demand. You also have two different options available for ownership, physical delivery or stored product. One is more liquid and less expensive to own than the other, but personal preference tends to prevail again. This decision should come down to liquidity. By adding gold or silver to your assets, you would now control a physical monetary metal that has historically moved counter to USD and has appreciated with the dollar under certain circumstances. For Canadians, this is especially attractive during times of high or rising inflation. Gold & Silver Price (January quote over 5 years in CAD) 2018 – $1742.30 Gold – Silver $20.89 2019 – $1600.90 Gold – Silver $20.11 2020 – $1950.00 Gold – Silver $26.89 2021 – $2425.70 Gold – Silver $31.92 2022 – $2293.20 Gold – Silver $28.74 Learn more about how to own precious metals visit www.internationalgoldvault.com Written by - Rob McInerney The world is changing by the minute, with that, we must attempt to remain one step ahead. As we know it to be, money is also changing by the moment; inflation has dramatically impacted our purchasing power and increased demand for wealth preservation assets.
Some investors have already converted some of their wealth into physical bullion, crypto currencies or alternatives to preserve the wealth they’ve worked so hard to create. Whatever you decide, please be sure to verify that the assets you choose will maintain a high level of liquidity. Having worked in the precious metals business for more than 15 years, vaulted gold and silver have proven to provide unmatched liquidity, including during a crisis. Outside product is bullion that has been withdrawn from depositories and delivered to an individual or institution and is no longer stored in an approved facility. The moment product leaves the vault the owner assumes responsibility for that product and its integrity. This product is now subject to an assay, fees and potential delays. Consider all delivered products a part of your estate, with no intentions to trade or profit from ownership. This product loses some liquidity in this form and takes on a different role from the vaulted product. The Perth Mint no longer accepts outside product for storage, and you must sell your product back to the Perth Mint at spot minus assay and buy new product with the going premium to “deposit” product for storage. I believe, as precious metals rise, all outside product globally will become subject to a very similar set of rules imposed by all storage facilities. If you own bullion to preserve wealth and liquidity, be sure to do so in a legitimate, secure facility with market access. Anything less could turn out to be a very costly mistake. Should you have any questions about this post, please contact us for clarification or assistance. We can help you vault, deliver or finance bullion. Written by - Rob McInerney International Gold Vault Ltd. “Gold is money, everything else is credit.” – JP Morgan at a Congressional hearing 1912. Fast forward to today and the statement made by one of the world’s most influential bankers couldn’t ring truer. Gold ownership for individuals provides wealth stability in providing liquidity in illiquid markets. Gold is a known safe-haven for investors and a hedge against volatile markets. Only gold protects investors against inflation and currency devaluation, ultimately preserving purchasing power. Understanding gold’s role in the monetary system demonstrates why we should all have exposure to it. There are many ways to add gold exposure to your portfolio such as stocks in gold producing companies or paper. But the only method that truly protects one’s portfolio is physical bullion. International Gold Vault Ltd. (IGV Ltd.) provides investors with physical gold, silver, platinum and palladium in bulk or 1-ounce increments stored or delivered. Owning the physical commodity preserves the integrity of the investment and eliminates all counterparty risk. Alternative “paper gold” assets, bank certificates, ETF’s, futures, crypto-bullion type products carry counterparty risk such as: total loss, theft, jurisdictional regulation, suspended redemption and even government confiscation. These types of risks are unacceptable and exactly what real precious metals (specifically gold and silver) protect against. So how does physical ownership reduce risk? • All bullion stored with IGV Ltd. is insured to full market value. Every quarter, all cash and assets held on behalf of the clients of IGV Ltd. are audited by a third party. Over the last 17 years these storage facilities and wholesalers have never failed an audit. • Another very important aspect that is often overlooked is jurisdiction. It is imperative that bullion be vaulted in a “debt free – solvent” jurisdiction to protect against confiscation. IGV Ltd. accounts meet this requirement. The process of owning bullion is simple. After an online application, you will be contacted to discuss how you would like to allocate your investment funds, and the comforting process of physical bullion ownership begins. All product is sourced directly from a London Bullion Market Association approved refinery, ensuring product integrity and quality. Once purchased, product is delivered to either one of IGV Ltd. contracted vaults, or a safe location requested by the buyer. Taking personal delivery of gold requires an assay at time of liquidation and is subject to potential fees and delays. Having gold stored in the contracted vaults is insured and not subject to the assay process. IGV Ltd. only recommends delivery for product the investor has no intention of liquidating for profit in volatile markets. I’ve been active in the precious metals market for almost 12 years, I am happy to provide readers with access to my knowledge and experience. Rob McInerney – President of International Gold Vault Ltd. When I look back at the last 11 years, I can’t help but to think of how fortunate I've been to have developed such a strong friendship and bond with my clients new and old. Thank you all, for your trust, kindness and perseverance. I could not have started International Gold Vault Ltd. without the confidence and support of each one of you. The precious metals markets have definitely tested even the most seasoned gold and silver bull over the last several years. Looking forward, recent market volatility and the ongoing foreign central bank gold acquisitions along with a push towards global de-dollarization. I suspect a reversal in precious metal price action is imminent. It's my opinion, that one of the main contributors restricting precious metals price action has been the ongoing trade/currency war between China and the United States. Look for future negotiations along with China's actions to influence the direction of the U.S. dollar and CNY and ultimately how it impacts golds direction on this front. It is also important to note, Federal Reserve chairman Jerome Powell’s background in law presents a new set of challenges to markets. The last two Fed chairs were both economists, Janet Yellen and Ben Bernanke both hold a PhD in economics. At first glance this may not seem to have any bearing on how they chair the federal reserve, but Powell retains a linguistic tactical advantage. Last week, Powell delivered a speech at the Economic Club of New York and the market exploded after the speech buying into the prospect that the Fed was considering a monetary policy change. But, here’s exactly what he said, “Interest rates are still low by historical standards, and they remain just below the broad range of estimates of the level that would be neutral for the economy.” Of course, initially the markets interpretation of “just below” was an indication that the Fed was nearing the targeted overnight lending rate and rate hikes could soon be coming to an end. Based on the first week of Decembers trading activity, it appears markets have correctly understood his message, the hikes will continue. Considering the Fed is using old and obsolete tools to compile data and predict markets, expect them to continue raising rates until something breaks. The strategy is simple and desperate, raise rates above 4% so they can cut and goose the economy out of a recession keeping rates above 0%. Unfortunately, if the U.S. falls into recession before rates normalize, the Fed will be forced to aggressively cut and launch a fresh round of QE….and the cycle continues. I expect this time things will be very different and old tactics will not yield the desired results. U.S. and Canadian housing market sales have begun to cool due to higher rates and lending requirements, stock market volatility has also increased on the heels of steady rate hikes and quantitative taper. Despite these obvious signs of weakness and instability, the Fed continues to remove vital market liquidity. There is a significant amount of discussion surrounding global de-dollarization. (the process of removing the U.S. dollar as the world reserve/trade currency) For those not well versed on the global monetary system and how the world uses it for trade I’ll keep this super simple. First, there is a very high probability that the current monetary system as we currently know it is about to undergo a global overhaul or reset. This is not unusual considering it has already happened three times in the last 100 years, 1914, 1939 and 1971. This reset will have an impact on the value of currencies worldwide, so we must all be prepared to preserve our wealth. It is a central banks job is to control a countries monetary policy, it should also be known that (some) are accumulating gold at an alarming rate. This aggressive accumulation in my opinion is being done to de-risk or insulate that countries domestic currency from the coming global monetary reset. In the very likely event that the U.S. dollar loses the privileged designation as the world reserve currency, central banks will require an alternative asset with globally recognized value. I believe the asset of choice will be gold. Based on that prediction, it only makes sense that individual investors and institutions worldwide protect their wealth by dedicating 15-20% of an investment portfolio to a physical gold and silver position. This will be one of the greatest wealth transfers of all time! Should you have any questions about this topic I will be available to connect one on one. Email or contact me directly by visiting my website. In anticipation of a significant market event, it is important for investors to remain calm and keep a clear head. Fear and panic will only confuse and bring about poor decision making which can quickly devastate a portfolio. Take a moment now to review all your investments, access risk and reduce or minimize that risk. Contact you adviser or broker and ask them to clarify your current positions and outline the potential risks. Avoid margin! Markets fall quickly and this is not the time to test your luck with open margin accounts. Lastly, recognize an opportunity. When markets crash there are winners and losers, make sure you are strategically positioned to capitalize on the sectors that end up oversold. If you have any doubt or questions about your investments, please don’t hesitate to contact me directly. I work with experts in every sector, someone from my team will assist and offer clarity free of charge. Finally, a summary of the services International Gold Vault Ltd. offers and why we are the best option for precious metals investors. Zero buy/sell commissions Low cost private storage Instantly liquid 24/h Quarterly third-party audit Access to vaulted holdings International/domestic delivery Allocated Product liquidation 24/7 support staff Get started, visit www.internationalgoldvault.com Written by: Rob McInerney I'd like to thank all those who have supported International Gold Vault Ltd. over the last year, without you we wouldn't exist. This company was created to offer our clients a very transparent and low cost tool for owning and trading physical precious metals unlike any other company. Our years of experience and strategic relationships with experts in refining, vaulting, shipping and even mining provides us with the ability to source, deliver and store safely and efficiently.
In an effort to celebrate our first anniversary we'd like to give away a 5 gram gold bar! (approximate value $225 US) All you have to do is visit our application page, submit your application, deposit bullion or fund your new precious metals account and you'll be entered to win! The draw will take place Monday, November 19th. Due to an overwhelming response we've decided to extend this opportunity until the end of 2018! Good Luck! Rob McInerney [email protected] It’s no secret that everyone loves summertime and the summer holidays often planned during those months. That wonderfully relaxed pace, ice cold drinks on a sweltering hot patio, sun beating down day after day giving us this numb sense that all is right in the world. But this post isn’t about longer days and that overwhelming urge we all have to cut out of work early and catch those last couple hours of sunlight. It’s about the phenomenon traders refer to as “summer doldrums”. This is a time of year when markets are lightly traded, the usual market makers are on holidays or taking an early or extended weekend. These conditions all add up to a market that tends to act uncharacteristically and often moves in one direction or the other are much more exaggerated. Although, it is impossible to identify exactly when these exaggerated moves are going to occur or why I personally like to exploit those opportunities whenever they arise. Currently, gold and silver are suffering their 7th consecutive week of decline and very quickly approaching if not already in oversold territory. I should remind you, our company (International Gold Vault Ltd.) doesn’t charge costly commissions and offers a very competitive spread meaning the opportunity to exploit and profit from these conditions is quite favorable. One factor to consider is the unpredictability of President Trump and his current/very public global trade war agenda. I get the impression that he’s making every effort to turn the world against the U.S. and its privileged currency. When we look at the insurmountable debt load in the U.S. (currently $21.2 trillion) what would be the best avenue to solvency perhaps Insolvency? If Trump can convince the world to turn their back on U.S. dollars as a trade currency, governments worldwide will have an alternative to costly dollars to conduct trade. The likely outcome, an inherently weaker U.S. dollar. I believe an extremely weak U.S. dollar would enable Trump and his team to negotiate the current U.S. debt obligations in an orderly fashion unlike the situation in Venezuela which has spiraled out of control. (Venezuela was the richest country in South America 2001 now with 25K% inflation the countries virtually insolvent) "boy, that escalated quickly". The challenge for Trump and his team is to instigate a loss of confidence vote in the dollar, negotiate global debt obligations and simultaneously have a plan in motion to renew confidence in a “new dollar” most likely backed by some percentage of gold and tied to the IMF’s currency utilizing “distributed ledger technology” aka blockchain. Even a slight surge in global gold demand would send prices significantly higher and in short order. Physical gold supplies are very tight, Jr. mining companies have been under pressure for the last 6 years limiting production. Get ahead of the crowd, early is much better than late so position yourself now. Don't wait. Sound a little far fetched? I'd recommend everyone read James Rickards books “Currency Wars”, “The Death of the Dollar” and pre-order his latest due out October 30, 2018 “Aftermath”. I’ve ordered mine! Interested in learning more about International Gold Vault Ltd. and how you can take get started visit our site www.internationalgoldvault.com Enjoy your summer! Written by Rob McInerney There is no denying that “a chain is only as strong as the weakest link” the same principle applies to a financial portfolio. Over the years I’ve had the privilege of working with experts in different sectors of finance and we all share a common understanding; investment portfolios must be diverse in assets and properly managed. As markets continue to evolve and new products and strategies arise your portfolio must adapt and adjust to capitalize on these opportunities. Business owners in Ontario have seen a serious government crackdown on corporations imposing heavy tax consequences when drawing income. Fortunately, there are experts on my team that can assist in strategically structuring how you draw income that significantly reduces the tax burden. If you own a corporation, I’d recommend you get in touch with us as soon as possible, we can help! My home is my ticket to retirement, one of the greatest financial safety fallacies of all time. “Own your home and it’ll fund your retirement” I’m sure we’ve all heard this over the years. Sadly, that concept couldn’t be further from the truth. My father, a wealth manager with 37 years experience and owner of WMS Financial loves to ask this question at his seminars. “If you won a million dollars, would you go into your back yard, dig a hole and bury the cash in the ground for 25 years?” the most common reply is no. “If you own a home, then that’s exactly what you’ve done.” Considering the cost of fuel, real estate, food and energy, along with day to day expenses associated with life we need to invest more strategically. The team at WMS Financial can help you make that equity work harder in a secure environment maximizing tax efficiency and ROI. Interested in finding out more about how WMS Financial can help you, send me a message and I’ll put you in touch with them today. Inflation and the prospect of de-dollarization. Central banks worldwide are racing to devalue their respective domestic currency so we all need to recognize how this impacts us. Inflation, a silent killer that slowly erodes purchasing power forcing families to downsize their lifestyle accommodating this hidden agenda. Think about it like this, when a central bank lowers its interest rates the value of that currency declines. The result, its citizens (holders of that domestic currency) must spend more for the same goods yet tax rates remain the same. This process increases tax revenues transferring wealth to government and penalizes the consumers. Thankfully, there is a simple way to easily hedge your income and protect your purchasing power without limiting liquidity. Global de-dollarization. It’s no secret that President Trump’s latest tariffs has only intensified the global trade war. Therefore, just like kinetic wars, financial wars come with devastating consequences. China and Russia have very publicly established a new Yuan denominated method for conducting trade bypassing the currently privileged trade currency USD. https://www.rt.com/business/423930-russia-china-dollar-trade/ Christine Lagarde, Managing Director of the IMF has recently stated “the same innovations that power crypto-assets can help us regulate them. Purpose built distributed ledger systems could help regulators, governments and markets share information more easily. Combined with other technologies, like biometrics and AI, this approach could help us remove the pollution from the crypto-ecosystem.” https://www.technologyreview.com/the-download/610533/the-head-of-the-imf-wants-to-turn-blockchain-technology-against-itself/ Translation, IMF is looking at blockchain technology as a future for transacting international trade, one more nail in the coffin for the USD as the world trade currency. It is very important to identify the opportunity by anticipating the biproduct of such a historical event and position your portfolio accordingly. Currently all commodities are traded in USD globally therefore all countries are required to hold a reserve of U.S. cash to conduct trade. Ultimately, as countries begin to identify the transition or more appropriately global de-dollarization, their appetite for holding USD will diminish along with the U.S. dollars value. This exodus will most likely lead to a surge in commodities priced in USD prior to any formal implementation of a new trade currency. My suggestion, own precious metals in one of our partners vaults which ensures instant liquidity. All International Gold Vault storage accounts are registered in a bail-in safe jurisdiction. Benefit from the surge but remain liquid to exploit opportunities in other depressed asset classes. To summarize, my 15 + years experience trading physical precious metals has provided me with the strategic relationships required to offer the very best and most competitive pricing on physical gold, silver, platinum and palladium. Working with International Gold Vault Ltd. offers the opportunity for clients to seek the advice of portfolio experts including my my brother Ryan McInerney, Founder of DevCap, Klint Rogers, Private Market Specialist, VP Investor Relations for MY Capital & Obsidian Advisory Group. Michael Sidhu, 360° Wealth Strategies & Solutions Inc. Written by – Rob McInerney [email protected] It's imperative for us to recognize how to financially survive a world of irresponsible monetary policy and excess debt. With fuel prices, food prices, home prices, and stock markets all at or near all-time highs many of us wonder if it'll ever come crashing down or will everything soon be out of financial reach for the middle class? For the answer, we simply must explore the reasons why prices are so high and what we can do to insulate ourselves from further deterioration of our wealth. First, for anyone living outside the United States and earning income in your countries designated currency we need to look at how it stacks up against the "world reserve/ trade" currency the U.S. dollar. For all my fellow Canadians I'll use the loonie, a great example due to its perceived strength. I remember my friend Jim Rickards saying, " the only thing backing fiat currency is confidence once lost, it's impossible to get back." Canada is on a very slippery slope, low-interest rates, high cost of living and food prices and no room to raise interest rates without causing a recession. I've illustrated in a previous article the strength or weakness of the Canadian dollar comes from the Bank of Canada's ability to manage the overnight lending rate (currently 1.75%) typically if an economy is running too hot (high prices across the board) it is BoC's job to hike rates and strengthen the loonie. Unfortunately, the BoC cannot normalize interest rates due to average Canadian households being overburdened with debt. ($22K average per person) Without those rate hikes, the Canadian dollar will continue to weaken against the U.S. dollar causing higher and higher inflation. The impact will be devastating for fixed income households that simply cannot keep up with the cost of living not to mention the domino effect on housing prices. Consider the conundrum the bank of Canada is currently in, our dollar is losing value against U.S. dollars causing us to pay more for everything we import including fuel. The counter to that is to raise rates and strengthen our currency but that will cause a recession and most likely a housing market collapse. They can leave rates the same, delay the inevitable and watch the value of our loonie slowly erode ultimately causing further inflation and most likely force the BoC's hand into more dramatically hiking rates. Lower interest rates, not an option, that will just accelerate the loonie's decline and risk a full-blown loss of confidence aka Venezuela style collapse. The reality is, all central banks are stuck, the global debt loads are at unseen levels and normalizing interest rates isn't an option. We will see a monetary reset sooner than later if you are interested in finding out more about how that unfolds I'd recommend reading James Rickards book "The Death of Money" available on Amazon. We all need to regain control of our money personally removing the Bank of Canada's privilege of managing the value of our currency in one simple step. Open a physical bullion account with IGV and convert a percentage of your weekly/biweekly pay cheques into physical bullion implement your own personal gold standard. Focus on adding ounces to your overall portfolio as a form of non-currency based liquid asset. This will help to offset the loss of purchasing power while growing a golden nest egg of liquid wealth that can be accessed instantly in a time of need. Visit www.internationalgoldvault.com today and find out more about how you can get started today. There are no minimums to get started, an independent trading platform available for those interested in trading physical gold, silver, platinum, and palladium in one-ounce increments. Financing available! Written by, Rob McInerney The misconception is gold isn’t a viable investment option because it has no yield, and yet that is exactly why gold is such a necessary component to an investment portfolio. Yield is derived from risk, without risk there is no yield. Think about the money in your wallets, it does not yield without counter party risk. A great example is a bank. When you buy a GIC you get a rate of return based on the time you lend your money to the bank. What is the risk? The banks ability to return your investment plus the interest you’re earned by lending them your money over time. This seems like a fairly “secure” method form generating return on your investment but considering there were eight (8) failures in the U.S. in 2017 and 5 failures in 2016 and a further 8 in 2015 risk certainly exists. It’s also important to keep in mind these failures occurred with virtually no market stress. Its important to remember when you deposit funds into a bank the depositor is no more than an unsecured lender to what he believes is a “solvent and safe” institution. Ironically, we still believe that when things get tough and markets plummet they’ll have our money secure. I can assure you they will not! Without warning these same institutions can legally, “lock the doors” and lock you out of your accounts withholding any investments within. This action is called “bail-in” and it has been enacted to protect the banks and prevent another liquidity crisis like the one in 2008. With physical gold no such risk or safety concerns exists. How do you create yield in gold without adding significant risk? By efficiently trading the highs and lows in the gold market. This is important given most gold owners typically employ a buy and hold strategy which leads investors to question the annual cost of “holding” precious metals. International Gold Vault can place immediate buy and sell trades on any market worldwide providing the very best in liquidity and market access. Low supplier costs and zero commission on every trade. Furthermore, the average cost per trade on physical gold buy is $11.00 making it easy to buy and sell for profit, generating yield. The risk being the client’s ability to buy dips and sell highs. Clients of International Gold Vault can place immediate buy and sell trades on any market worldwide providing the very best in liquidity and market access. Written by Rob McInerney |
AuthorNews & Updates are written by myself or when shared from the industry, credit is always given to writer. Rob Archives
February 2022
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